WALTERRY Insurance

 

Walterry Insurance: Commercial Automobile

This policy is comprehensive and includes all coverages normally associated with automobile coverage as follows:
  • Bodily Injury and Property Damage
  • Underinsured Motorists
  • Uninsured Motorists
  • Medical Payments
  • Comprehensive
  • Collision

Coverage also can be added to include non-owned and hired auto liability. Note: Coverage is not provided for third party contractors who deliver your product. Third party contractors should be required to name you as an additional insured on their automobile policy and should be required to carry adequate limits of liability. Proof of such coverage should be maintained in your office at all times.

The automobile policy can be further enhanced with the addition of The Hartford's Broad Form endorsement. Some of the additional coverages provided as compared to the industry standards are as follows.

 

Broad Form Endorsement

Coverage Features The Hartford Industry Standard
Broad Form Named Insured  
  • Subsidiaries
  • YesNo
  • Newly Acquired Entities
  • YesNo
  • Employees as insureds
  • YesNo
    Fellow Employee ExclusionDoes not applyExcluded
    Hired Auto Physical DamageYesNo
    Hired Auto Coverage TerritoryWorldwideU. S. etc
    Transportation Expense$50 Per Day
    $1,000 Maximum
    $15 Per Day,
    $450 Maximum
    Lease Gap CoverageYesNo
    Airbag CoverageYesNo
    Sound Received and Reproducing EquipmentYesNo
    Extra ExpenseYesNo

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