Blog

Who’s Responsible When a Tree Falls?

If a Tree Falls in Your Yard, Who’s Liable? Trees make great landscape elements that imbue properties with class and raise their value. The only problem is they don’t last forever. Whether they come down because of storms, car wrecks or pest infestations, seemingly invulnerable trees have a way of tumbling spectacularly. If you’re like most […]

What’s Driving Auto Rate Increases?

What Are Common Sources of Driving Losses? Driving is an important part of modern life since owning a vehicle enables you to get to work, visit friends, and shop at stores. Unfortunately, driving can also lead to significant financial losses when you are involved in an accident while on the road. Even if you are […]

411: What Young Professionals Need to Know About Liability

Starting a business can be a fun and exciting process that can lead to personal advancement and financial success. When launching a business, it is important to plan for potential problems. So, that you will be able to adapt effectively when challenges arise. In the event of a lawsuit, you and your business could become […]

5 Factors to Consider Before Choosing Nonprofit Insurance

When running a nonprofit, it is important to plan ahead to ensure the future sustainability of your organization. In many situations, comprehensive insurance policies are necessary to assist your organization when incurring the consequences of unforeseen legal liabilities. You should, therefore, explore some of the key factors that determine whether insurance could help your organization […]

Directors & Officers (D&O) Insurance

Why is it important?   We are often asked what is D&O insurance and why it is important for our organization to purchase such insurance.  The quick answer is that in many states you as a volunteer of an organization can be held personally accountable for your actions. As well as the actions of your […]

Cell Phones: A Danger in Childcare Centers?

Cell Phone – A danger in childcare centers? The average person realizes that texting and driving is dangerous. Most also realize that talking on the cell-phone, while driving is also hazardous. However, few realize that texting and talking on the cell-phone, while working at a childcare center might cause the children in their charge harm. […]

Unbelievable Claims Impact Nonprofits?

Unbelievable claims actually occur and effect of the all parties involved. While there are laws that allow the victims of false claims to counter-sue, the entire process can take months or even years to complete. False or unbelievable claims have the potential to disproportionately impact non-profits. Furthermore, they often lack the time or money to […]

Frightening Childcare Claims?

When you have children in a childcare setting, such as a day care or a preschool, you’re going to be worried about how they are cared for while you’re away from them. Unfortunately, there are a few situations when children are mistreated. These frightening childcare claims are all too real, but with day care insurance, […]