CEO Blog

3 Insurance Coverages that Do NOT cover floods and 3 that do

October 9, 2018 5:15 pm

Flood Damage Insurance Many people think that their current insurance policy covers flood damage. To make sure your home and belongings are insured against such damage, a separate policy must be purchased. Many people believe the common misconception of having coverage from a flood with the following types of insurance: – Homeowner’s  – Renter’s  – […]

Posted by owuser

When there’s too much water

July 19, 2018 5:47 pm

Plants, animals, and people all need water. Water is a basic necessity of life, but what happens when there is too much water. Usually, flooding and substantial damage to life and property. Did you know that flooding is the number one disaster in the United States? Seven out of ten presidentially declared disasters are flood […]

Posted by owuser

What are the right Liability limits for my insurance policies?

April 20, 2018 8:52 pm

If you are operating a car and earning an income, you need liability insurance.  We recommend at least $500,000 of bodily Injury.  In addition, you should consider purchasing a $1,000,000 Umbrella Liability policy.  While these limits are probably higher than what you are purchasing, I am sure you want to be protected in that rare […]

Posted by owuser

Who’s Responsible When a Tree Falls?

March 16, 2018 5:10 pm

If a Tree Falls in Your Yard, Who’s Liable? Trees make great landscape elements that imbue properties with class and raise their value. The only problem is they don’t last forever. Whether they come down because of storms, car wrecks or pest infestations, seemingly invulnerable trees have a way of tumbling spectacularly. If you’re like most […]

Posted by owuser

Is There an Insurance Policy for Sexual Harassment?

January 26, 2018 5:03 pm

The issue of sexual harassment has been making the headlines lately. Following recent high-profile scandals involving celebrities and politicians, many companies are seeking options for defending themselves against claims. Walterry Insurance Brokers offers Employment Practices Liability Insurance (EPLI) policies that can help protect businesses, organizations and companies. While sexual harassment in the workplace has been […]

Posted by owuser

What Is Personal Identifiable Information (PII) and How Do I protect It?

December 21, 2017 7:11 pm

Some of the most common questions we receive here at Walterry Insurance Brokers concern personally identifiable information, or PII. If you are an individual, a nonprofit or for profit business, here’s what you need to know about this critical form of data and how our insurance brokers can help keep yours safe. PII Basics Personally […]

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What’s Driving Auto Rate Increases?

November 3, 2017 3:26 pm

What Are Common Sources of Driving Losses? Driving is an important part of modern life since owning a vehicle enables you to get to work, visit friends, and shop at stores. Unfortunately, driving can also lead to significant financial losses when you are involved in an accident while on the road. Even if you are […]

Posted by owuser

411: What Young Professionals Need to Know About Liability

November 3, 2017 3:19 pm

Starting a business can be a fun and exciting process that can lead to personal advancement and financial success. When launching a business, it is important to plan for potential problems. So, that you will be able to adapt effectively when challenges arise. In the event of a lawsuit, you and your business could become […]

Posted by owuser

5 Factors to Consider Before Choosing Nonprofit Insurance

November 3, 2017 3:10 pm

When running a nonprofit, it is important to plan ahead to ensure the future sustainability of your organization. In many situations, comprehensive insurance policies are necessary to assist your organization when incurring the consequences of unforeseen legal liabilities. You should, therefore, explore some of the key factors that determine whether insurance could help your organization […]

Posted by owuser

Directors & Officers (D&O) Insurance

October 11, 2017 8:16 pm

Why is it important?   We are often asked what is D&O insurance and why it is important for our organization to purchase such insurance.  The quick answer is that in many states you as a volunteer of an organization can be held personally accountable for your actions. As well as the actions of your […]

Posted by owuser